Best AI for Excel formulas, invoices and small-business books
Write formulas, analyse a sheet, or keep invoices and books for a small business.
Last checked: 2026-10-17 Score: provisional Demand signal: X: Excel EN 371 / Excel-data AR 1,073 posts in 7 days (10–17 Oct 2026; AR keywords ambiguous)
Hands-on tests pending — scores are provisional editorial estimates.
Methodology →The ranking
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#1
Gemini in Google Sheets.
Free tier: Yes From $4.99/mo Arabic support: unverified
Score breakdown (provisional)
Output quality (weight 30) 8/10 Arabic support (weight 5) 7/10 Price / value (weight 15) 8/10 Free tier (weight 10) 8/10 Ease of use (weight 20) 8/10 Reliability & trust (weight 20) 8/10
80/100 · provisional
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#2
OpenAI's general assistant: chat, files, images, voice and agents.
Free tier: Yes From: unverified Arabic support: unverified
Score breakdown (provisional)
Output quality (weight 30) 8/10 Arabic support (weight 5) 8/10 Price / value (weight 15) 7/10 Free tier (weight 10) 7/10 Ease of use (weight 20) 9/10 Reliability & trust (weight 20) 8/10
80/100 · provisional
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#3
Chat with your spreadsheets and data; charts and analysis.
Free tier: Yes From $20/mo Arabic support: unverified
Score breakdown (provisional)
Output quality (weight 30) 8/10 Arabic support (weight 5) 3/10 Price / value (weight 15) 7/10 Free tier (weight 10) 7/10 Ease of use (weight 20) 8/10 Reliability & trust (weight 20) 7/10
73/100 · provisional
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#4
Copilot inside Excel, Word, PowerPoint and Outlook.
Free tier: unverified From: unverified Arabic support: unverified
Score breakdown (provisional)
Output quality (weight 30) 8/10 Arabic support (weight 5) 6/10 Price / value (weight 15) 5/10 Free tier (weight 10) 3/10 Ease of use (weight 20) 8/10 Reliability & trust (weight 20) 9/10
72/100 · provisional
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#5
Accounting; AI features unchecked.
Free tier: unverified From: unverified Arabic support: unverified
Score breakdown (provisional)
Output quality (weight 30) 6/10 Arabic support (weight 5) 8/10 Price / value (weight 15) 6/10 Free tier (weight 10) 4/10 Ease of use (weight 20) 7/10 Reliability & trust (weight 20) 7/10
63/100 · provisional
FAQ
Which of these are free?
Free plan confirmed on the official pricing page: Gemini, ChatGPT, Julius AI. Not verified: Microsoft 365 Copilot, Qoyod.
Does anyone pay for these positions?
Rankings are never for sale. Some links may become affiliate links (marked “Affiliate link”, rel="sponsored"); they never change a score or position. No affiliate links are active yet.
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